January 21


The Greatest Investment You Could Ever Make

By Marc Hunter

January 21, 2021

Vegan Burgers, Sweet Potato Fries, & Investment Ideas

After a meal of vegan burgers with sweet potato fries. My friend, Philip, asked me, “Marc, what do you think is the best investment a person can make?” I pondered the question for a few seconds as my mind raced.

I could tell him to invest in index funds like the S&P 500. Index funds are usually safe and offer average returns between 7% to 10% yearly. “That’s not it,” I thought.

One Hundred Dollar Bills

Then, my mind said, “Tell him to invest his money in blue-chip stocks!” Blue chips are companies with a long history of success like Coca-Cola, Apple, Google, Amazon, and Nike. Although the returns aren’t huge, they’re consistent. Over a long period of time, your investment is almost guaranteed to grow. But, once again, I realized, “That’s not it.”

“I got it,” my mind proclaimed. I could tell Philip to put his hard-earned after-tax money into a Roth IRA instead of a pre-tax 401K run by his employer with no set match. “This was it,” I thought. But it wasn’t.

Instead, we ended our lunch meeting, and I told him I’d get back to him.

The Best Investment Vehicle

Now, I’ve been thinking about this for the past few days. I was even going to call Philip and tell him to put his money into real estate. A rental property or even a house flip can offer a 35% return on investment with the right deal.

You won’t find many stocks that can offer you that kind of return. But, for some reason, I felt that wasn’t it either.

Then it hit me! I picked up my iPhone, called my friend, and said, “The Greatest Investment You’ll Ever Make is in Yourself!” This was it!

Stop Saving To Live a Good Life at 65

We’ve been bombarded by successful financial gurus such as Suze Orman and Dave Ramsey to live below our means, diligently pay off debts, save every penny then invest for retirement. “Live below your means,” they say, “You’ll reap the benefits and thank me when you’re 65,” they’ll proclaim.

Pennies for investments

We’ve fallen in love with this process. Why? Because we’ve also fallen for the trick that we must work the entirety of our lives, live small so one day we can be old, retire, and live big.

Well, I don’t know about you, but I want to live big now! I don’t want to wait until I’m 65 to start enjoying my life. So, where am I going with this?

Develop Your Skills & Expertise

What is the only reason you should live below your means, put yourself on a budget, and pay down your debts? So you’re able to spend freely to develop valuable skills.

That’s it, my friend. When you become more valuable in your field of expertise, you will earn more. An investment in yourself now is an investment in your dreams and future.

“Today I will do what others won’t, so tomorrow I can do what others can’t.” -Jerry Rice

Why put that money away for the next 40 years when you could use it to attain mastery in your field within the next 10 to 20 years? With skill comes more success, notoriety, income, and more life.

And, shouldn’t the goal be to live more and not less? Which do you think leads to a happier life?

I’ll tell you right now, the guy eating tuna out of a can to save a few pennies to invest in blue-chip stocks isn’t happy. In contrast, the individual taking courses on software development and coding can then uses those skills to increase their income. 

I guarantee that the person who has found their dream job or true calling smiles a bit more daily. 

Invest In Yourself & Live Your Dreams

Don’t waste another minute. Take advantage of this advice immediately. If you have $500 in the bank, the best place to put it is in a course or program that will help you develop skills. Continued development makes you more valuable in the eyes of an employer or when constructing your own business.

Remember this, people who are masters in their fields get paid like it. Live the life you’ve always imagined for yourself. I promise it’s the best way to make a living.

Marc Hunter

About the author

US Army Veteran, Motivational Speaker, Author, and Entrepreneur. Fan of the Philadelphia 76ers. Only interested in making the world a better place one person and post at a time.

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